At N2.9 million, these Homes in Nasarawa by the Millard Fuller Foundation are the Most Affordable Homes in Africa.

The Centre for Affordable Housing Finance recently found the Grand Luvu Estate by Millard Fuller Foundation (MFF) to be the most affordable African Homes built and sold by a private sector developer.

The Millard Fuller Foundation (MFF) is a faith-driven organization which promotes collaborative and innovative partnerships with individuals & organizations in an unrelenting quest to provide on a sustainable basis affordable housing for all people in need. The foundation also won the award for “The Affordable Housing Project of the Year 2018” for the 3rd consecutive time at the Nigerian Housing Awards.

The GrandLuvu Estate was conceived as part of larger plan to bridge Nigeria’s housing gap. Funding for the first phase of the project was provided by Reall UK who partnered with MFF in 2016 (You can watch our previous feature on MFF’s work here) The Estate which is located in Luvu-Madaki, Masaka, Nasarawa (on the outskirts of Abuja), features 600 units of one and 2-bedroom semi-detached bungalows targeted primarily at a specific demographic of Nigerians earning between ₦50,000 to ₦150,000 a month. The 32sqm. one-bedroom homes have a sales price of ₦2.9 Million ($8,040). As cited in an article by estate intel, the cost of construction of the homes is approximately ₦2.3 Million ($6,395) even without receiving any form of government support on land purchases.

The Homes

The specifications of the homes include:

  • 150mm hollow sandcrete block walls.
  • Aluminum casement windows.
  • Locally available sharp sand (sourced from a nearby river) and Dangote cement plc, Obajana plant.
  • Screeded floor finish.
  • Tiled Wet rooms and Kitchen.
  • Internal painting (one coat only).
  • Externally finished with tyrolean with window and door panels painted.
  • Electrical conduit & wiring; No fittings.
  • All plumbing fittings installed with water connected.
  • PVC ceiling finish.
  • 0.55 Long span Aluminum roofing sheets on well-seasoned wood trusses.

The Estate

Ancillary and service facilities provided by the estate include:

  • Overhead and underground water tanks from industrial boreholes.
  • Laterite graded road network.
  • Dedicated Estate transformers with power connected to homes.
  • Good drainage layout.
  • Good sewage and refuse disposal system.
  • Adequate water reticulation for home consumption.

According to Reall, Nigeria’s state-funded initiative, the Family Homes Fund, bulk-bought 400 completed units for resale in 2018, meaning that MFF was able to completely re-pay the original loan from 2016, illustrating the viability of market-based affordable housing. In Nigeria investment in affordable homes is an urgent issue. Abuja’s population is expanding by an estimated 180,000 people per year, with 500 additional people calling the city home each day.

“Reall is extremely pleased to have funded a project which has been proven to be so affordable. We are confident that this is just the start of the impact we can have on Nigeria’s budding housing market”.

Patrick Domingos Tembwa, Director of Investment and Operations, Reall

You can see more projects by the Millard Fuller Foundation here.

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